The truth is that....
I'm smarter than a LOT OF people when it comes to handling my finances...... no matter how smart/stupid people are.....they just don't know the meaning of MONEY and don't know how to spend it! So why do they?
1) Would you like another glass of wine? Yea, sure...... x10
2) You don't have a lot of saved money, but would you like to finance a 20 K car? Yea, sure...
3) .......
and the list goes on!
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